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Health Care Reform



 Introduction to Health Care Reform  

The federal Patient Protection and Affordable Care Act (PPACA), more commonly known as Health Care Reform, implements sweeping changes that affect individual and employer-sponsored health plans.


Current clients, to review the major provisions of the law affecting employers and group health plans, including dependent coverage to age 26, grandfathered plans, employer shared responsibility ("pay or play"), and SBC notice requirements, please login to your HR360 website.  Many of the links below may require your client login to HR360.


2015 - 2018


Highlights of the law and upcoming changes in are featured in the Summary by Year.

2013 - 2014

The provisions of Health Care Reform go into effect on a staggered basis. Certain requirements apply on a plan year basis, meaning that the changes take effect when a group health plan begins a new plan year. Key changes include:

Special News Updates

Click here to review previous special updates from 2010-2012.


Health Care Reform Resources

Many provisions of Health Care Reform are general in nature, with details to be clarified by the U.S Department of Health and Human Services or other federal agencies. The resources below can help you learn more about the law and stay up-to-date on the latest information.